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Mortgage Financing Made Easy--Contact Me Today!

Pamela Madore
Pamela Madore Mortgage
NMLS #289635

I have found that most people feel that the most difficult part of getting a home is to get the financing.  While that may be true in some cases I have found that many people have been told that they couldn't get a mortgage when in fact they really can.
Pamela Madore Mortgage


How is this possible?  Let me take a minute to bore you and tell you how the process works.  


There are different kinds of loans.  The 3 most common types of loans that you will hear about are FHA, VA, and Conventional.  These 3 types of loans when put in the context of "vanilla" type loans all have certain strict guidelines that you must meet when you go to a "vanilla" bank.  When I say that, what I mean is that they will only take the cream of the crop.
Pamela Madore Mortgage


How many cream of the crop people are out there?  I have found that there are many, many more people that are NOT cream of the crop.  Most of us had have blemishes here and there.  We run into problems and get laid off and get behind, etc.  "Vanilla" banks can't help you.  These are the prominent banks in town.

So what is your alternative?  Rent?  For the rest of your life?

No.  Let me give you some alternatives.  I am a Mortgage Broker and what that means is that you tell me your situation and I search lenders all over the U.S. that will do your loan.

Let me give you a couple of examples:


  • Scores down to 580 easily
  • Scores down to 500 a little harder
  • For investors--not really any scores
  • Self-employed and show no income?  Just give me bank statements.
  • Mobile homes?  Can do most types.  Even single wides.
  • Want to fix and flip a house?  See me.
  • Only have an ITIN.  Let's talk. (I don't speak Spanish but have people that help me)
  • Had a foreclosure?  Bankruptcy?  I have "second chance" programs.
There are tons of other types of programs available.  Each scenario is different.

The way I like to work is if you don't qualify TODAY, I will give you a game plan, and stay in touch until we get you there.  I have been doing this since before most of you were born.  LOL  Let me help.

Pamela Madore Mortgage
You can email me, text me, call me, FB me or simply go to my website and give me your information.  Leave me some details in the comments section and I will call you back.

Added bonus.  I am a Realtor at Keller Williams Realty.  If you don't already have a Realtor I can help you find a house, too.

Don't be shy or embarrassed.  If there is a will, there is a way!

Look forward to hearing from you!


Pamela Madore
Pamela Madore Mortgage
3955 S. Soncy
Amarillo, TX 79119
806-290-1920
http://iloveamarillo.com
pamelamadoremortgage@gmail.com
FB Pamela Pickering Madore







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Pamela Madore
Pamela Madore Mortgage
http://pamelamadoremortgage.com
806-290-1920

Not Everyone Fits In The Traditional Mortgage Mold--Unusual Financing Available

Unusual does not mean Guido.  All is means is that lenders are now offering programs that make sense even though they don't fit traditional financing.

Let me explain that just a bit.  


FHA,  VA and Conventional loans all have something to do the with government.  FHA loans are government insured against non-payment.  VA loans are guaranteed by the government for non-payment.  Conventional loans are "packaged" which means that similar loans are put together in big packages and sold in what is called the secondary market to create things like Treasury Bills. Therefore they have to meet certain strict guidelines.  That is really too complicated sometimes to even think about.  So I don't.  These are not for everyone.

These are called Agency Loans.

Now there are a whole set of other loans programs that are not "Agenc…