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Home of Unusual Mortgage Financing.

Pamela Madore
Pamela Madore Mortgage
Amarillo, TX 79119
pamelamadoremortgage.com

Home of Unusual Mortgage Financing

We don't all fit the same mold.  You can't put a square peg in a round hole.  Not everyone can qualify for the usual bank financing type.

That doesn't mean you can't get a mortgage to buy a house.   

I am a Mortgage Broker in Amarillo, TX.  I am licensed to do mortgages anywhere in Texas.  What is unique about me is that I am not limited to what your local bank or lender can offer you.  

I use lenders all over the US that I use to "shop" until I can find a mortgage that will work for you.  Usually people think that will mean a high interest rate or a balance mortgage or have a pre-payment penalty.  Those mortgages are available but most people fit into an entirely acceptable mortgage.  

Let me give you a couple of examples of mortgages that I can offer that others can't offer.


  • For self-employed people I can use bank statements for income instead of tax returns
  • For those that only have an ITIN I have a mortgage available for you.
  • For those of you that have credit isssues I can go as low as 500 on credit scores
  • For those of you that want a mobile home, I  have several programs for you
The list goes on and on.  

I also have programs that the banks and lenders locally have.  Before you take a chance and get turned down, call me.  I only have to run ONE credit report.  All of my lenders can use the same one.  If you shop from lender to lender yourself, each one will want their own credit report.

What does this mean to you?  More opportunites for "yes".  Less hassle going from bank to bank. A wider choice and variety of mortgage programs.  Personalized service---I am your only point of contact.

If we can't find you a mortgage you like today, I will help you figure out how to get there!  Email me at pamelamadoremortgage@gmail.com

Pamela Madore
Pamela Madore Mortgage
3955 S. Soncy
Amarillo, TX 79119
806-290-1920
pamelamadoremortgage.com
289635






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Not Everyone Fits In The Traditional Mortgage Mold--Unusual Financing Available

Pamela Madore
Pamela Madore Mortgage
http://pamelamadoremortgage.com
806-290-1920

Not Everyone Fits In The Traditional Mortgage Mold--Unusual Financing Available

Unusual does not mean Guido.  All is means is that lenders are now offering programs that make sense even though they don't fit traditional financing.

Let me explain that just a bit.  


FHA,  VA and Conventional loans all have something to do the with government.  FHA loans are government insured against non-payment.  VA loans are guaranteed by the government for non-payment.  Conventional loans are "packaged" which means that similar loans are put together in big packages and sold in what is called the secondary market to create things like Treasury Bills. Therefore they have to meet certain strict guidelines.  That is really too complicated sometimes to even think about.  So I don't.  These are not for everyone.

These are called Agency Loans.

Now there are a whole set of other loans programs that are not "Agenc…