Friday, December 29, 2017

My Credit Is Bad But I Want To Buy A House

Pamela Madore
Pamela Madore Mortgage
pamelamadoremortgage.com

My Credit Is Bad But I Want To Buy A House

This is somethig that I hear very often.  My first question is always, "how do you know?"


Answers range from:


  • I've got some stuff on there
  • I've got some medical collections
  • I had a repo
  • I had a foreclosure
  • I had a bankruptcy
  • I don't really know but Credit Karma says I am in the 500's
  • The bank turned me down
Sound familiar?  Have you ever said any of those things?  

First, let's get a few things straight.  "Bad" means different things.  It can come in degrees.  Credit scores are not always the deciding factor.  

For instance, let's say you go to a local family owned bank.  You have your checking and savings account there and you have a car loan.  That would be the logical place to go, right?  Let's say, for whatever reason, your score is a 619 (they require a 620 score) on the day you go in.  They say "no".  What do you do next?  Your bank has said "no" so it must be "no".

WRONG!!  Let me explain.

Banks are very conservative and only want people that don't have a blemish and really never had.  Is that realistic?  How many people have gone through 10 years without some sort of credit problem?
Pamela Madore Mortgage

Pamela Madore Mortgage is a mortgage broker.  I work a lot like an insurance broker.  You want insurance on your car and you go to an independent insurance agent and they "shop" for the best deal.  

As a mortgage broker I do the same thing.  In my case, the best deal may simply be a "yes" instead of a no.  I am an approved Mortgage Broker with lenders across the United States BUT I am local.  We can talk and see each other.  You get the best of both worlds.  More choices and local respresentation.

If your bank has said "no" for ANY reason, contact me.  I have hundreds of different programs to fit many unusual circumstances.

Pamela Madore
Pamela Madore Mortgage
3955 S. Soncy
Amarillo, TX 79119
806-290-1920   Call or Text
http://pamelmadoremortgage.com








Thursday, December 28, 2017

What Do Successful Real Estate Agents Do?

Pamela Madore
Pamela Madore Group
Keller Williams Realty
pamelamadore.com

What Do Successful Real Estate Agents Do?

It might surprise you to know what successful real estate agents actually do.  Like any other position you apply for, you don't really know what it consists of until you do it.

 Let me start with this.  "What Successful Real Estate Agents DON'T Do?"


  • They DON'T work 24/7
  • They DON'T work 4 hours a day
  • They DON'T wait for the phone to ring
  • They DON'T expect success to fall in their laps
  • They DON'T whine, complain, or find reasons why they aren't successful
How's that?   Now let me tell you what Successful Real Estate Agents DO do.

  • They DO set their own schedule
  • They DO know they have to put in the time to be successful
  • They DO make the phone ring
  • They DO expect to go after success
  • They DO have a great attitude 
A successful real estate agent takes what they do seriously.  They are constantly learning and making themselves better.  They are constantly working on their mindset.  They have a plan and they follow it.

Is this a job description?  Actually it is. You do need a license but the paperwork, showing houses, meeting buyers or adding to your database are all skills that you can either learn or are skills that you already have and just need to transfer to your new position.

Is being a real estate agent fun?  It can be.  Can it be stressfull?  Sure.  It is worth the effort?  For me, it surely is. 
Only you can decide if it is for you.

Let's meet and I will answer your questions.  Email or text.

Pamela Madore
Pamela Madore Group
Keller Williams Realty
3955 S. Soncy
Amarillo, TX 79119
806-290-1920
http://pamelamadore.com







Tuesday, December 26, 2017

What Do I Do After I Get A Real Estate License?

Pamela Madore
Pamela Madore Group
Keller Williams Realty
pamelamadore.com

What Do I Do After I Get A Real Estate License?




So now you have taken all of the classes, passed the test,  been sponsored by a Broker and you are ready to rock and roll!  This is when that blank stare and panic sets in.  What do I do next?

Lucky for you, I can help you with that.  Keller Williams Realty has all of the models, systems and tools to teach you what to do.

That includes:

  • How to set up your database
  • How to launch your website
  • How to gain access to all of Keller Williams technology
  • How to get up your goals
  • How to put together your business plan
  • How to build a successful business
  • How to participate in Profit Share
  • How to find people to talk to
  • How to list a house
  • How to sell a house
  • How to write a contract
  • How to be sure your paperwork is in compliance with law
  • How to negotiate a contract
  • How to set up a closing
  • How to go to a closing
And how to GET PAID.

At Keller Williams Realty we offer so much more in the way of resources to get you started---and to continue to help you move to Mastery in every aspect of your business.  

Recently,  I had someone that was at Keller Williams leave and go to another real estate agency.  Within 6 months she was back.  When asked why and what happened, her answer was that -- you don't realize how much Keller Williams has to offer in training and resources until you don't have them anymore.

So in answer to the question "What Do I Do After I Get A Real Estate License?", the answer is come see me.  

As a matter of fact, if you haven't gotten your license yet and are wondering about that, too, contact me first and I will walk  you through that process, too!

Either way---let me hear from you!

Pamela Madore
Pamela Madore Group
Keller Williams Realty
3955 S. Soncy
Amarillo, TX 79119
806-290-1920

How To Get A Real Estate License In Texas

Pamela Madore
Pamela Madore Group
Keller Williams Realty
pamelamadore.com

How To Get A Real Estate License In Texas




Since each state may be a little different I am only going to talk to you about how to get a real estate license in Texas.

The State of Texas requires that you take the following classes:

Pamela Madore Talks About Getting A Real Estate License

  • Principles of Real Estate I
  • Principles of Real Estate II
  • Law of Agency
  • Law of Contracts
  • Law of Promulgated Contracts
  • Real Estate Finance
Most schools also include a 7th class which is an Exam Prep Class.

Each of the classes are 30 clock hours for a total of 180 hours.  All of the classes are done online and are proctored.  They are interactive classes with audio, video and reading.  There is a course exam at the end of each class.

Once you have finished the classes you will go to the Texas Real Estate Commission website and put in an application to take the state and national tests which are given at the same time. At that time you will also provide your fingerprints.  The testing site and places to get fingerprints are both in Amarillo.

Once you have passed both the national and state exams it is only a matter of Keller Williams Realty sending a form to the State saying that you are affiliated with us as your Broker.

In a nutshell, that is how you get a license.  

At Keller Williams Realty in Amarillo we are able to get you a discount at the Austin School of Real Estate with our code.  It will save you about 50% of the usual cost.  Also, at this school all Veterans receive their classes for free.

Please contact me for more information and how you can get started using our code.

Pamela Madore
Pamela Madore Group
Keller Williams Realty
3955 S. Soncy
Amarillo, TX 79119

806-290-1920
http://pamelamadore.com







Monday, December 25, 2017

Looking For a Fast Paced Challenging Career in Real Esate?

Pamela Madore
Keller Williams Realty
pamelamadore.com


Millennials Searching For Hybrid Jobs Apply Here





No two days are ever the same.  The activities repeat themselves but in a variety of settings and ways with your creativity as a catalyst.    

Welcome to Keller Williams Realty



There really is no such thing as "selling a house".  Instead, it is developing a relationship with a seller or buyer and helping them solve their problem.  And we provide the training and technology to do it.

You will wear many hats and with the unlimited ongoing training at Keller Williams Realty you will continually be moving toward mastery.

  



You will become part of a growing team of professionals that are "friendly competitors" constantly driving each other to become the best that we can be.

Keller Williams Realty believes in giving back through our local Agents in Actions and our International KW Cares.  Both of these non-profit organizations help others thoughout the community and the world with needs brought on through unforseen circumstances, focusing mainly on real estate agents.





Forbes magazine has named Keller Williams Realty the #1 Happiest Places to work in 2018.  There is a reason for that.  We have a culture that allows us to feel free to be ourselves while encouraging others to do the same.  

The opportunities are endless and continually evolving!


Pamela Madore
The Pamela Madore Group
Keller Williams Realty
3955 S. Soncy
Amarillo, TX 79119
http://pamelamadore.com
806-290-1920