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My Credit Is Bad But I Want To Buy A House

Pamela Madore
Pamela Madore Mortgage
pamelamadoremortgage.com

My Credit Is Bad But I Want To Buy A House

This is somethig that I hear very often.  My first question is always, "how do you know?"


Answers range from:


I've got some stuff on thereI've got some medical collectionsI had a repoI had a foreclosureI had a bankruptcyI don't really know but Credit Karma says I am in the 500'sThe bank turned me downSound familiar?  Have you ever said any of those things?  
First, let's get a few things straight.  "Bad" means different things.  It can come in degrees.  Credit scores are not always the deciding factor.  
For instance, let's say you go to a local family owned bank.  You have your checking and savings account there and you have a car loan.  That would be the logical place to go, right?  Let's say, for whatever reason, your score is a 619 (they require a 620 score) on the day you go in.  They say "no".  What do you do next?  Your bank …

What Do Successful Real Estate Agents Do?

Pamela Madore
Pamela Madore Group
Keller Williams Realty
pamelamadore.com

What Do Successful Real Estate Agents Do?

It might surprise you to know what successful real estate agents actually do.  Like any other position you apply for, you don't really know what it consists of until you do it.

Let me start with this.  "What Successful Real Estate Agents DON'T Do?"

They DON'T work 24/7They DON'T work 4 hours a dayThey DON'T wait for the phone to ringThey DON'T expect success to fall in their lapsThey DON'T whine, complain, or find reasons why they aren't successfulHow's that?   Now let me tell you what Successful Real Estate Agents DO do.
They DO set their own scheduleThey DO know they have to put in the time to be successfulThey DO make the phone ringThey DO expect to go after successThey DO have a great attitude A successful real estate agent takes what they do seriously.  They are constantly learning and making themselves better.  They are constan…

What Do I Do After I Get A Real Estate License?

Pamela Madore
Pamela Madore Group
Keller Williams Realty
pamelamadore.com

What Do I Do After I Get A Real Estate License?




So now you have taken all of the classes, passed the test,  been sponsored by a Broker and you are ready to rock and roll!  This is when that blank stare and panic sets in.  What do I do next?

Lucky for you, I can help you with that.  Keller Williams Realty has all of the models, systems and tools to teach you what to do.

That includes:

How to set up your databaseHow to launch your websiteHow to gain access to all of Keller Williams technologyHow to get up your goalsHow to put together your business planHow to build a successful businessHow to participate in Profit ShareHow to find people to talk toHow to list a houseHow to sell a houseHow to write a contractHow to be sure your paperwork is in compliance with lawHow to negotiate a contractHow to set up a closingHow to go to a closing And how to GET PAID.
At Keller Williams Realty we offer so much more in the way of re…

How To Get A Real Estate License In Texas

Pamela Madore
Pamela Madore Group
Keller Williams Realty
pamelamadore.com

How To Get A Real Estate License In Texas




Since each state may be a little different I am only going to talk to you about how to get a real estate license in Texas.

The State of Texas requires that you take the following classes:


Principles of Real Estate IPrinciples of Real Estate IILaw of AgencyLaw of ContractsLaw of Promulgated ContractsReal Estate Finance Most schools also include a 7th class which is an Exam Prep Class.
Each of the classes are 30 clock hours for a total of 180 hours.  All of the classes are done online and are proctored.  They are interactive classes with audio, video and reading.  There is a course exam at the end of each class.
Once you have finished the classes you will go to the Texas Real Estate Commission website and put in an application to take the state and national tests which are given at the same time. At that time you will also provide your fingerprints.  The testing site and pla…

Looking For a Fast Paced Challenging Career in Real Esate?

Pamela Madore
Keller Williams Realty
pamelamadore.com


Millennials Searching For Hybrid Jobs Apply Here





No two days are ever the same.  The activities repeat themselves but in a variety of settings and ways with your creativity as a catalyst.    

Welcome to Keller Williams Realty



There really is no such thing as "selling a house".  Instead, it is developing a relationship with a seller or buyer and helping them solve their problem.  And we provide the training and technology to do it.

You will wear many hats and with the unlimited ongoing training at Keller Williams Realty you will continually be moving toward mastery.



Sellers Ready To Sell Your House--Please Read. Buyers Please Don't Read

Pamela Madore
Keller Wiliams Realty
http://iloveamarillo.com
806-290-1920

Sellers Ready To Sell Your House--Please Read.  No Buyers To Read Please

This is a secret communication for seller's only.  If you are a buyer please stop here.

Selling Secrets and Buying Signs

Sellers, this is a great time to take advantage of selling your house.  This time of year you can decorate it for the Holidays
and attract buyers like never before. This can apply to any season if you use your imagination.

Six senses:
HearTouchSmellSeeTaste If you want to make the biggest impact on buyers the you must "subtly" touch on all senses.  Remember, too, that buyers may be in a hurry so these all need to happen fast.  First impressions.
Sound--Soft (very soft) soothing music.  That excludes blaring TV's, dogs barking and dishwashers running.  What you want to accomplish is an immediate relaxtion.  The longer a buyer stays in your house the better.
Touch--We all have a tendency to touch things as we …

What Do I Need To Do To Buy A House?

Pamela Madore
Keller Williams Realty
iloveamarillo.com
806-290-1920


Buying a house is a big decision.  There are many things to think about.  Is it the right time?  Can I/we afford a house?   How much money to we need?  Can I find the right house for my family?

These are all questions that go through our heads.  These questions can bounce around in your head and you can act on them or just let them bounce.  So STEP NUMBER 1.....

DECIDE   You have to decide whether or not you really want to buy a house.  There are great joys in owning your own home.  You can decorate how you want.  Your back yard can be full of things that you want.  Once you DECIDE that you want to buy a house probably the first thing you will do is start to notice houses that you are interested in.  When that starts happening STEP NUMBER 2......

DOWNLOAD MY SEARCH APP  My search app has real time information on houses that you may be interested in.  You can search by address, price, number of bedrooms and a myriad of other …

Start Your Retirement Plan Today With Profit Share

Pamela Madore
Keller Williams Realty
pamelamadore.com
806-290-1920


Start Your Retirement Plan Today With Profit Share


It doesn't matter how old you are.  This opportunity is available for every agent and staff at Keller WiIlliams Realty worldwide.  It is passive income.  Free money on the 21st day of every month.


A few years ago I realized that I did not have a retirement plan and that I was not going to be happy with what I was going to receive on social security.  I had been an agent at Keller Williams Realty for 7 or so years and had never taken advantage of their incredible profit share plan.

Robert Kyosaki in Rich Dad Poor Dad talks about how rich are you?  If you stopped earning income today and had to live on your savings, 401K or CD's how long before you would be homeless.  That is how rich you are.

The only way to be really "rich" is to have an income that is ongoing.  Social security is like that.  But is it enough?

My husband and I have/had rental properties.  That…

Not Everyone Fits In The Traditional Mortgage Mold--Unusual Financing Available

Pamela Madore
Pamela Madore Mortgage
http://pamelamadoremortgage.com
806-290-1920

Not Everyone Fits In The Traditional Mortgage Mold--Unusual Financing Available

Unusual does not mean Guido.  All is means is that lenders are now offering programs that make sense even though they don't fit traditional financing.

Let me explain that just a bit.  


FHA,  VA and Conventional loans all have something to do the with government.  FHA loans are government insured against non-payment.  VA loans are guaranteed by the government for non-payment.  Conventional loans are "packaged" which means that similar loans are put together in big packages and sold in what is called the secondary market to create things like Treasury Bills. Therefore they have to meet certain strict guidelines.  That is really too complicated sometimes to even think about.  So I don't.  These are not for everyone.

These are called Agency Loans.

Now there are a whole set of other loans programs that are not "Agenc…

Get Rid of Your JOB and Start Your Own Business at Keller Williams Realty

Pamela Madore
Keller Williams Realty
806-290-1920
pamelamadore.com

Get Rid of Your JOB and Start Your Own Business at Keller Williams Realty

Feel like working for yourself instead of somebody else?  Feel like building your own business instead of theirs?



Starting your own business can be a little scary.  How do I do it?  How much will it cost?  Can I do it?  These are common and valid questions.

I don't know what your profession is at the moment but pretend that you become the owner of the business.  How much do you think it would cost you to do that?  More than $2000?  $5000? $100,000?  A million?  How much are you willing to spend to open your own business?

Where to start?  Well, if you are opening a restaurant we will need to learn many things in order to do it.  Where would you begin?  I don't know.  All I know how to do is waitress, bartend and eat.  That probably isn't enough.  I would probably need to go take some classes on business.  I would need to know how to operate a …

Build Your Profit Share Business Plan On Purpose

How To Build Your Profit Share Business At Keller Williams Realty Worldwide

First we have to make a couple of assumptions.  First, your market center must make a profit and, second, you must become dedicated to help that happen. 
The Profit Share Business is broken into 7 levels.  Gary Keller and the first ALC came up with these numbers because they seemed to work the best and fairest way to everyone. (If I hear one of you saying that this sounds like a MLM scheme I will track you down!)
Since we are the fastest growing and largest real estate company by agent count in the WORLD that didn’t happen by accident.  Every agent that joins Keller Williams sees the values and opportunities available and wants to share the opportunity with friends, relatives, acquaintances, past and future clients.  Keller Williams never advertises.  We, as stakeholders, advertise ourselves.  Keller Williams Realty is a debt free company.
This is a very simple demonstration of how this works
Your 1st lever …

Keller Williams Does Not Have a 401-K . We Have A 401-KW

Pamela Madore
Keller Williams Realty
searchingfortalent.com
806-290-1920



Here is a story told by a Keller Williams Realty agent--paraphrased.
I receive $2200 a month in social security which I worked  for 45 years to get. This check will end when I die.  
I have been with Keller Williams Realty for 10 years and I receive $6000 a month in profit share.  This  won't stop when I die.
Keller Williamsdoes not have 401K plan  because what the company has is way better.
Simply put, at the end of each month, the owners of the Market Center (that is what our franchise offices are called), gives approximately 48% of the profit back to the agents that helped bring more agents to grow the Market Center.
That money received is called Profit Share.  It is free money that is deposited into your bank account on the 21st of each month.  It comes from the owners and not from any commission of any other agent.
Keller Williams Realty is an amazing company to be a part of.  Our owners think of us as s…

Becoming Your Own Boss

On a scale of 1-10 how good of a boss do you think you would be? Next question. If you were the boss would you hire yourself?

Being self-employed is to be self-motivated and willing to do the hard things. You need to be willing to invest in yourself to become a better boss.

The better boss you become the more money you will make.

Someone very dear to me once said "it's not about finding the right job. It's about finding the boss".

Come talk to me today about becoming your own boss. 

Contact Today!





Pamela Madore
Keller Williams Realty 3955 S Soncy Rd Amarillo TX 79119 806-290-1920 pamelamadore.com