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Showing posts from November, 2016

It's Christmas Time! My House Is For Sale. To Decorate or Not To Decorate?

Pamela Madore Keller Williams Realty 806-290-1920 http://iloveamarillo.com

It's Christmas Time! My House Is For Sale.  To Decorate or Not To Decorate?
Everyone says that buyers love the looks of a house all decorated nicely for Christmas with all the lights and smells.  A nativity scene with all the camels and what-not along side the fireplace with a blazing fire is comforting.   And then all of the presents wrapped with bows under the tree wrapped with matching paper and stacked evenly.
The outside of the house is all lit up!  There are lights on the eaves and Santa on the roof top.  The front yard has lighted candy canes and dancing reindeer.  What a beautiful Christmas! Says the buyer.
Here is the seller.  I am going to spend hours putting all of that up and someone is going to want to buy in time for Christmas.


Timing.  How long after Thanksgiving do you wait until you decorate?  Now that is a strategy -- because if it takes 30-40 days to get financing, then you are pretty safe to dec…

Use My Lender and Lender Fees Are Waived! 3117 Fleetwood

Pamela Madore Keller Williams Realty 806-290-1920 http://3117fleetwood.iloveamarillo.com Owner/Agent


Yup it is true.  The lender will waive lender fees which will be a great savings for you!  I will even chip in some so it is possible to get into the house for under $7000!
It is a townhouse but has no maintenance fees.   We share a common wall with one other townhouse.  
Our townhouse is surprisingly big at 2902 sq ft.  The great room is really GREAT!  We have 3/2.5/2 with a separate office and two patios.  All tile except bedrooms.  The master bedroom is right around 15' x 18' .  His and hers walk in closests.  



It is laid out perfectly for two masters each with their own office/sitting room and patio. 
Come on over and take a look!
Pamela Madore Keller Williams Realty 3955 S. Soncy Blvd. Amarillo, TX 79119 806-290-1920 http://iloveamarillo.com Owner/Agent

New Year? New Career!

Pamela Madore Keller Williams Realty 806-290-1920 http://joinkw.iloveamarillo.com

Keller Williams Realty is an awesome place to work.  We love each other like family--with little tits and tats now and again.  But our culture of giving cannot be outdone
Keller Williams Realty has been named by Training Magazine as the #1 training company across all industries in the world.  If you want real estate training, personal growth, and unlimited potential we are the place to be.
Keller Williams Realty is an International Company so you join me at KW in Amarillo and then move to a different country and expect all of the same values, systems, and models.
Keller Williams Realty is build by agents for agents.  We promote ourselves and our businesses.  That is why you see different signs for different agents from KW.  We brand ourselves.
Keller Williams Realty is game changer.  New Year?  New Career!!!

Contact Me for more information. 
Visit http://joinkw.iloveamarillo.com.

Don't Let The Fear Of Foreclosure Cause You To Bury Your Head In The Sand

Pamela Madore Keller Williams Realty 806-290-1920 http://iloveamarillo.com


Don't Let The Fear Of Foreclosure Cause You To Bury Your Head In The Sand

I have a tendency to bury my head in the sand when I have a difficult problem that really needs addressing.  I know it is not the right thing to do but sometimes it is hard to face the cold hard facts.
It is not always easy to see in the future but it is mostly true that you can "feel" what may happen.  
So with my head in the sand, I had to do a short-sale on a house I owned. That is just one step less than a foreclosure.  In hindsight (Monday morning quarterback) if I had just thought about it and not waited until it was too late, I could have sold the house.  I might not have made 5 cents but at least I wouldn't have that on my record.
Lesson learned.  The hard way.
If you can "feel" a future problem with your house, don't wait.  Maybe income changes or expense changes or maybe the house needs more work than you …

5 Reasons Your Dream House Told Me To Give You A Call!

Pamela Madore Keller Williams Realty 806-290-1920


5 Reasons Your Dream House Told Me To Give You A Call!




You have been on the fence long enough!  Your dream house is waiting for you and it is time you came to see it.   It is exactly what you are looking for.Stop riding up and down the streets looking for your dream house by yourself! Let me save you gas and I will find it for you. Just because you don't think you can buy your dream home because you don't qualify doesn't mean that you actually can't.  Let me show you how you can.You think that the market is bad and it isn't a good time to buy.  Your dream house is available 24/7/365.  It doesn't matter what the market is doing.  Your house is still there.I am calling you because you didn't call me!  How else am I going to tell you about your dream home if I don't call you?
Those are 5 solid reasons for me to call you and tell you about houses.  So expect my call today!

Pamela Madore
Keller Williams Realty 
3955…

Why Are Closing Costs So High When Buying A House?

Pamela Madore Keller Williams Realty 806-290-1920

Why Are Closing Costs So High When Buying A House?

That is a very good question.  I spoke with a buyer today that was hesitant in making an offer on a $150,000 house because his closing costs were going to be $8000.  What could possibly cost $8000!
Often times the closing costs are more than the down payment.  This is especially true on an FHA mortgage where the down payment is 3.5%. 

Let's look at what some of these closing costs and other expenses are.  Most of these are paid at closing but not all of them.
Your first expenses will be any inspections or tests that you may have done on the house that you are buying.  These can range from $250 to as much as $1000 depending on what type of inspections you desire.  Generally speaking the average for a home inspection including a termite report is about $350. 
Your next expense will be the cost of the appraisal.  The appraisal is the one that tells you how much the house is worth.  Currently…

5 Reasons To Sell Your House During The Holiday Season

Pamela Madore Keller Williams Realty http://iloveamarillo.com 806-290-1920
5 Reasons To Sell Your House During The Holiday Season

People love the feeling of joy and hope during the Christmas season.  They are looking forward to a new year and a bright future.  One of those things could very well be a new home.  If you wait until after the first of the year to list your house, you will miss all of those buyers!
Buyers that are looking during the holiday season are serious buyers.  They could be at ToysRUs or Sears but instead they are looking for a new home. They have a specific reason that NOW is the time to find a house.  Do you want to miss those buyers?
You have a chance to Light Up The Season with all of your holiday decorations. One of the best showing times is when you are decorated with Christmas lights and a tree and gifts waiting to be opened.  Those buyers will love the idea that next year their Christmas tree will fill that space.  Don't lose out on those buyers!
This is a time…

Owner Financing and Other Non-Traditional Ways To Buy A House

Pamela Madore, Realtor Keller Williams Realty http://iloveamarillo.com 806-290-1920 Licensed Loan Originator #289635

For many years owner financing or investor financing was a popular way to finance a house.  The buyer would put down a down payment, GET THE DEED, and then make payments to the seller or investor.  
Notice that I capitalized GET THE DEED.  The reason I did that was because I wanted to exclude rent-to-owns or lease options from our discussion.  Both of those are totally different from true owner financing.  In those cases you are really only an evictable tenant.  
With new laws in effect through  the Frank/Dodd act many of the avenues for owner financing or investor financing were affected greatly.  Many owners and investors simply stopped doing them because they were afraid of some of the penalties that could happen.  None of these penalties apply to investor purchase--only for owner occupants.
The good news is that some of the financing rules are loosening up.  It may be in the…

How About A Ski Vacation in January at Breckenridge CO?!!

Pamela Madore
Keller Williams Realty
806-290-1920

How About A Ski Vacation in January at Breckenridge CO?!!

OK.  I admit it.  I am a timeshare junky.  I collect weeks like most people collect shoes.

This is how I do it.  I buy the cheap weeks.  Then I put them into the Interval World "pool" for certain time periods and just wait for them to tell me when I am going!

That works really good as long as you don't get duplicate weeks or just plain too many.  This year I got a little over zealous I guess and I ended up with 6 ski weeks for the season.  I will use 3 or 4 of them but I can't go for all 6.  I might as well move there!

So I need to rent them and I need your help.  It would break my heart to let it set empty or even worse I would have to use them all!

This is what I have:

January 1-8 a Studio at the Grand Timber Lodge --$1000
January 15-22 a Studio at the Grand Timber Lodge --$1000




January 14-21 a one bedroom at the Grand Lodge on Peak 7--$1500




Both places are "ski-in/…

ITIN--Individual Taxpayer Identification Number--Now You Can Get A Mortgage!

Pamela Madore
RMLO # 289635
Licensed Loan Originator

ITIN--Individual Taxpayer Identification Number--Now You Can Get A Mortgage!

It has been a long time coming but now you, too, can get a home loan to buy a house.  There are many reasons, as you know, why you haven't been able to get a mortgage up until now.

This is not a traditional mortgage.  That means that you don't have to qualify in the same way as you would if you have a social security number.  This can also be used for a married couple that one has a social security number and the other has only an ITIN.

It is best if you have established credit.  I am not able to run a credit report and get a credit score without a social security number but you can provide documentation that gives us a history of your payments.  You can provide utility payment history, cell phone, car insurance or anything else that you pay monthly.  

This opportunity allows you to choose which house you want instead of in the past either having to pay al…

This Post Is To All Of The For Sale By Owners (FSBO) People That Are Trying To Sell Their Own Houses.

Pamela Madore
Keller Williams Realty
806-290-1920


This Post Is To All Of The For Sale By Owners (FSBO) People That Are Trying To Sell Their Own Houses.
If this is you, you are definitely my hero.  How you have the time, the energy, handle the stress, and anticipate the paperwork and negotiating is beyond me!
Currently,  I have my house for sale.  I have been a Realtor for 150 years (almost) so you would think this would be easy.  Wrong!  I haven't had this much stress since (not mentioning any names) was President!!
Have you seen that commercial on television where the lady is "nose blind"?  What the commercial is about is that once you are in your own comfortable environment you don't see (or smell) what other people do when they come in your house.
When I come in to your house I can immediately "see" and "smell" what needs to be done to make it pleasurably and therefore salable to a new buyer.  I can tell you that you need to take the Cheerios off the…

Town House Living At Its Best

Pamela Madore
Keller Williams Realty
806-290-1920

Townhouse Living At Its Best

Townhouse living is great!   They come in all shapes and sizes and price ranges.  Let me tell you a few things about why townhouse living can be the greatest thing since sliced bread.  


I am going to talk to you about a particular townhouse actually.  Mine.  I have lived in it almost 10 years and my husband and I have decided to be a little more mobile.  

Here is a picture of the outside.

Pretty cool, huh.   We have a get fireplace.  It is both gas and wood burning.  In our particular case we share a common wall with only one neighbor.  There are no association fees of any kind either.

A great thing about our townhouse is the size.  It doesn't look all that big from the outside but inside you will find a roomy 2902 sq ft.  Yup.  That wasn't a misprint.  Almost 3000 sq. ft.  Let me show you around.


This is the living room--the great room with the really tall ceilings.  Maybe 20 feet or so.  Tile floor with re…