I Want To Buy A House. Where Do I Start?
|4238 Sw 15th Ave , Amarillo, TX 79106|
But here you are. Your first day of school ever. So you have your mom or dad drop you off. You go in to the building and you get the deer in the headlights look and it occurs to you "where do I start"?
It is about the same buying your first house. Where do I start?
When you were in kindergarten standing there looking stupid, someone, probably your teacher, took you by the hand and led you to your classroom. From there it was some sailing. Your teacher helped you learn what you needed to learn to pass to first grade and then eventually become the genius of the universe. That might be an exaggeration.
So now you have one more dilemma. Where is your mom or dad going to drop you off?
Most people start looking for a house by going to open houses or looking at houses online. That is a pretty good way to see what is available for houses that look good to you.
The challenge with that, however, is that is actually the second step. The first step is to get qualified by a bank or a mortgage company to see how much you qualify for or if their may be a problem on your credit report that needs to be fixed. Or lots of other things that mortgage companies require that are hidden in the fine print.
There is nothing any worse then finding the house you want and then finding out you can't buy it! What a disappointment is that!!
You know when you are looking at houses online and they have that little calculator that says your payment on a $200,000 with be $323? Please ignore that. They don't live in the real world.
I just googled "where should mom and dad drop me off if I want to buy a house". There were some pretty interesting articles. Lots of them had to do with mom and dad actually helping you buy the house. That isn't always a possibility.
Where you begin is with someone that knows about financing and knows all of the right questions to ask. And there are tons of questions.
Fortunately for you, when you chose me as your Realtor, you get the added advantage of me having many years of experience in the mortgage industry. I am going to know the right questions to ask and be able to recommend a lender based on your special situation and their particular guidelines. Not all banks and lenders are created equal. They all have different programs and different guidelines.
So you want to buy a house and don't know where to start. Call me, ,text me, email me and I will show you which classroom you go to.