Wednesday, March 30, 2016

Dr. Pamela Madore House {Amarillo TX} 79119

Pamela Madore
Keller Williams Realty
806-290-1920


I don't know if you ever watched the drama (like a soap opera drama) called House.  If you haven't it is just as well because it is a little goofy.
Dr. Pamela Madore House

But the idea  is like buying a house.  House (as he is called) works for a major hospital and only takes on the  hard or interesting cases.  He has a diagnostic team and they come up with some off the wall ideas to solve the puzzle and cure the patient.

Just call me Dr. House.   I do help people in clinic duty but myself and my diagnostic team to figure out a way to make it work.  This includes both getting the mortgage and finding the perfect house.

My experience has shown me that no matter what price range you are in,  you will probably have some little thing or some big thing that has to be resolved before you can buy your house.
Pamela Madore

Many people are credit challenged and may be ashamed to try to get a mortgage.  That can be a mistake.  There isn't anything that can't be fixed.  Sometimes you just need someone with a little experience to help you sort it out.

Self-employed people with fabulous accountants can also run into problems.  Mortgage companies and banks look at the bottom line not the top line.  There may be very little left over after the accountant finishes slashing your income.

There are really more programs available than you might think.  They often require more money down and higher rates but weighed against paying rent you might consider the opportunity,

Not all lenders are created equal.  One bank may say no and another say yes.

I am Dr. House.  My experience encompasses 40 years of mortgage finance and real estate sales.  If you want a diagnostic team to put the whole thing together, call me.  806-290-1920.

Dr. Pamela Madore House
3955 S. Soncy
Amarillo, TX 79119
806-290-1920
http://pinkhouseteam.com







Monday, March 28, 2016

About Pamela Madore Circa {1954}



ABOUT ME

I grew up in a town of 600. I could call everyone by name. Lee Maine is in the woods with brooks, streams, lakes and trees .  Summer was laughing called "the 4th of July" because it was so short.  Winters were long and cold with lots of snow.  I loved the outdoors.

I was an outdoorsy person and played all of the sports.
Lee Maine.  My hometown.  Photo taken by my father.

When I was a little girl people asked me what I wanted to be when I grew up. I am sure you were asked the same thing.

I went to college for one year to be a medical secretary. I failed typing which is the only thing I have every used since then. I took my test on a manual typewriter. I'll blame that.  

A visit to Lincoln Maine and'
my old real estate firm.
I worked  a few jobs --file clerk--shop dispatcher at a Ford garage-mowed lawns--until my late 20's when I friend of mine just got her real estate license and by default it sounded like a great idea.

It was much easier to get a license then.  We were also allowed to do appraisals and work as a loan officer.

I fell in love with selling raw land, camps on lakes and the people I was able to make their dreams come true.  Sure, I sold houses, too, but it was really in my heart to be in the woods.  

Let's get married!
Life happens and I ended up moving to West Palm Beach Florida along with my five year old daughter and my now 30+ year husband. 

The life of the Palm Tree
Wow what a shock!  I felt as though I was on a different planet.  Selling real estate in Florida was insane.  I was used to one stop light at the cross roads and in West Palm there were too many roads and no GPS. I carried a giant map everywhere I went. But selling real estate was a disappointment.

Pure luck --I got a job at a mortgage loan processor at $600 a month. I knew nothing about processing loans but I am a good faker.  (About like the time I thought it would be a good time to be a bartender.  Another story ).

I got my mortgage license and over the next 30 years I vacillated between mortgages and real estate.  What a rich background for my business.

Life happens again.   My husband and I followed our daughter to AMARILLO Texas. Seriously?  The beaches of Florida to treeless and waterless AMARILLO?

Moving to Texas
We moved here in 2007 when houses in Florida were currently doubling in price every 2 weeks. That was just before they started  doubling down in price every two weeks.

We moved here and the prices of houses seemed like Amarillo was just giving the houses away. 


I got my mortgage license and my real estate license and played around with it some.  My husband and I rehabbed a few houses and bought some rentals but I was being pulled back into "the game".


Although I still have my mortgage license, I turned to real estate and HERE I AM!  At the best company in the world with the best training and education ever.  My fellow Realtors at Keller Williams are amazing to work with and with my finance background I have been able to help families get into houses that they may never have been able to otherwise.

So that is about me.  I have lists of classes I have taken and certificates and awards and you name it.  But who cares about that.  What you need is someone that knows what they are doing.

Would love to talk to you.

Pamela Madore
Keller Williams Realty
3955 S. Soncy
Amarillo, TX 79109
http://pinkhouseteam.com
806-290-1920





Thursday, March 17, 2016

Guess What VA Home Loan Benefits Can Be Used For

Pamela Madore
Keller Williams Realty
Veterans Home Loan Specialist
806-290-1920

Guess What VA Home Loan Benefits Can Be Used For

 

If you guessed all of these things then you guessed right











  • Buy a home, 





  • Buy a condominium unit in a VA-approved project
  • Build a home
  • Simultaneously purchase and improve a home
  • Improve a home by installing energy-related features or making energy efficient improvements
  • Buy a manufactured home and/or lot.
  • Refinance an existing loan
  • As you can see, there are many ways to use your VA Benefits.   Share this with your other VA friends.  Maybe they don't know!

    Always here to help.  

    Pamela Madore
    Keller Williams Realty
    3955 S. Soncy
    Amarillo, TX, 79119
    806-290-1920
    http://pinkhouseteam.com 

    Wednesday, March 16, 2016

    Are You A Veteran

    Pamela Madore
    Local VA Home Loan Specialist
    806-290-1920

    Don't read anything else on that page or you will be blinded with boredom.

    My expertise is helping Veterans find VA homes.  There is a process to walk through starting with the loan approval.  All of that is very easy to do--if you do it all the time.  Like me.

    If you have never used your VA home loan benefits
    or maybe you have never even bought a house, I can help.

    It is the same as if you went to buy a new horse.  If you have never bought a horse before you are going to have to rely on expects that have horses and know about them.

    As an aside, if you are going to buy a horse please wait until we have finished your loan and your loan and you have moved in.  And if you are going to have a horse, I guess we will need to find you a property that has a barn and allows horses,

    Sometimes the hardest part is trying to figure out what to do first.  The answer is simply to get pre-qualified.  That is an easy process and you can do it online.

    This is a company I use a lot because they can get the job done.  You can go online right now and fill out the application.  Just put my name on it (Pam) so they will know who to call with the great news.

    If you are worried or embarrassed about   things in the past, don't be.  We all make mistakes.  I have a BIG eraser on my desk.

    http://rightstartmortgage.com/amarillo     Of course, you can go to your own bank or any other lender that does VA loan.  Right Start Mortgage is a local lender.

    There a few little tricks we need to know about the house you pick out.  For instance, you can't go over $417,000 with no down payment.

    I know about these tricks.  Are you ready?

    Text, Call, or Email me right now!

    Pamela Madore
    VA Home Loan Specialist
    Keller Williams Realty
    3955 S. Soncy
    Amarillo, TX 79119
    806-290-1920


    Tuesday, March 1, 2016

    I Will Submit Your HUD Foreclosure Bid For Free

    Pamela Madore
    Keller Williams Realty
    http://pinkhouseteam.com


    I Will Submit Your HUD Foreclosure Bid For Free


    Let me first define a HUD Foreclosure.  The owners of the property had an FHA (Federal Housing Administration) mortgage and they didn't make the payments so HUD (Housing and Urban Development) took over the FHA loan and property.  
    Bid On A HUD Disclosure

    HUD provides a list of current available houses for sale that they are accepting bids.  Recently the average has been about 10 at all times.

    When you say "BID" you think of an auction.
    Bid On A HUD Foreclosure
     It isn't exactly the same.  HUD gives us a purchase price and only if we feel that there will be several bids would you consider offering above the purchase price.  


    Recently,  there was a really nice foreclosure in Tradewinds.  My clients really wanted the house.  We felt like it was a good deal so we offering a price higher than the asking price.  We got the bid and there were 4 other bids behind us.
     From the moment that I put in the bid to the moment they moved in was 8 days.

    The bid is online paperwork that consists of minimal information about yourself.

    I am an US Department of Housing and Development Registered Bidder.

    Contact me for a list of houses that we can bid on.

    Pamela Madore
    Keller Williams Realty
    3955 S. Soncy
    Amarillo, TX 79119
    http://pinkhouseteam.com
    806-290-1920