Keller Williams Realty
I don't know if you ever watched the drama (like a soap opera drama) called House. If you haven't it is just as well because it is a little goofy.
|Dr. Pamela Madore House|
But the idea is like buying a house. House (as he is called) works for a major hospital and only takes on the hard or interesting cases. He has a diagnostic team and they come up with some off the wall ideas to solve the puzzle and cure the patient.
Just call me Dr. House. I do help people in clinic duty but myself and my diagnostic team to figure out a way to make it work. This includes both getting the mortgage and finding the perfect house.
My experience has shown me that no matter what price range you are in, you will probably have some little thing or some big thing that has to be resolved before you can buy your house.
Many people are credit challenged and may be ashamed to try to get a mortgage. That can be a mistake. There isn't anything that can't be fixed. Sometimes you just need someone with a little experience to help you sort it out.
Self-employed people with fabulous accountants can also run into problems. Mortgage companies and banks look at the bottom line not the top line. There may be very little left over after the accountant finishes slashing your income.
There are really more programs available than you might think. They often require more money down and higher rates but weighed against paying rent you might consider the opportunity,
Not all lenders are created equal. One bank may say no and another say yes.
I am Dr. House. My experience encompasses 40 years of mortgage finance and real estate sales. If you want a diagnostic team to put the whole thing together, call me. 806-290-1920.
Dr. Pamela Madore House
3955 S. Soncy
Amarillo, TX 79119