Sunday, February 28, 2016

Did you Hear? I Can Help Veterans Get Into a $400,000 House With No Down Payment

Pamela Madore
Keller Williams Realty
806-290-1920

Did you Hear? I Can Help Veterans Get Into a $400,000 House With No Down Payment



Sound too good to be true?  It is a true statement.  

Veterans have benefits that they can use toward buying a house.  The trick is to find someone that knows how to do it.

In my lifetime, I have facilitated more than 500 VA loans.  

The loan doesn't have mortgage insurance.  It has a 1.75% funding fee that is including in the loan.  The interest rates are no different.  You save thousands and thousands of dollars by not having to pay mortgage insurance.





There are, of course, guidelines about how long you have been in the service,etc. You will need your DD214 and your Certificate  of Eligibility



You still have to qualify based on income and debts but you don't have to go as high as $400,000 either!

Contact me today to get started!

Pamela Madore
Keller Williams Realty
3955 S. Soncy 
Amarillo, 79119
806-290-1920
http://pinkhouseteam.com 

Friday, February 26, 2016

How Do I Use My VA Home Loan Benefits To Buy a House

Pamela Madore
Keller Williams Realty
Veterans Home Loan Specialist
806-290-1920

How Do I Use My VA Home Loan Benefits To Buy a House


When you don't know what you don't know then you don't know what you don't know.  Using your VA home loan benefits is really very simple.  Here are the steps.


  • Determine your eligibility.    On the VA home page you can find out if you are eligible. Click here to go to that page.

  • Once you determine that you are eligible you will need a Certificate of Eligibility (COE).  There are several ways to do that and VA has post them here.  The easiest way is to let the lender get it for you.

  • The next step is to get qualified through a lender.  This is a very easy process.  It may seem like you have to provide an entire book of paperwork so be ready. There are many lenders in town that can help but I prefer http://rightstartmortgage.com/amarillo because of their knowledge of VA loans and their "do or die" attitude.  You can apply right now by clicking on the link and go to "Apply For a Loan".  Please write my name in the referral place and immediately text me at 806-290-1920 so I can follow up.

  • Next we find you a gorgeous house.  You can get a VA home loan for more than $400,000 if you qualify based on your income.  You and I will sit down and talk about it.

    Pamela Madore
    Keller Williams Realty
    3955 S. Soncy
    Amarillo, TX 79119
    806-290-1920
    http://pinkhouseteam.com


Thursday, February 25, 2016

Veterans Have Benefits, Too. Buy a House With Your VA Home Loan Benefits

Pamela Madore
Keller Williams Realty
806-290-1920

Veterans Have Benefits, Too.  Buy a House With Your VA Home Loan Benefits


There are many types of loans to buy a house. You will hear  of FHA loans, conventional loans, or private money loans.  These are the loans that people get when they buy a house.



But there is one kind  of loan that is special. Not everyone can apply for it.  It is a special type of loan because it is for VETERANS only.  Only those that served are eligible to apply.


The loan itself has benefits that beat any other type of loan.  It doesn't have a bunch of mortgage insurance tacked on it that costs thousands and thousands of dollars over the life of the loan.  The only thing VA has is a 1.75% funding fee that is including in the loan and is waived if you are disabled.
Not everyone wants to do VA loans because they have some guidelines that the lender has to follow.  It has nothing to do with you, the Veteran.

I am one of the ones that want to help those that have served.  Over the years I have done as many as 500 VA loans.  I am not the #1 expert but I have experience.

Text me today for immediate response.  We will get you qualified and then find you the perfect house!



Pamela Madore
The Pamela Madore Group
Keller Williams Realty
3955 S. Soncy
Amarillo, TX  79119



Tuesday, February 9, 2016

Amarillo Real Estate Statistics For Dummies January 2016


220
That is the number of houses that sold from January 1, 2016 to January 31, 2016.  Is that a little or a lot?  I wonder if 110 people just switched houses.  That is silly though.  

I do have a buyer that is waiting until spring to buy because she absolutely refuses to me in the snow.  That is a crap shoot around here.

The average sales price of those 220 houses was $164, 148.  That is a cost per sq. ft. of $81.26.  Just as a reminder, if you take that number and multiply it by the number of sq ft you have then that is what your house is worth.  That is not really true but it sounds good.

Here is an interesting fact that we haven’t discussed yet.  Well I think it is interesting.  We keep track of the list/sale number. In January the list to sale number was 96%.  What that means (mathematically challenged) is if you list your house for $100,000 on average you can expect to get $96.000. This is not really true either but it sounds good.

1082 active
465 pending

It looks like we are heading into a very exciting February.  It is a short month but let’s see if we can beat it! If you want to get in the mix, call, email, text or just flag me down!

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Pamela Madore
The Pamela Madore Group
Keller Williams Realty
3955 S. Soncy
Amarillo, TX 79118
http://pinkhouseteam.com
806-290-1920